My First Ever Loan: Pag ibig Multipurpose Loan

I was really planning that once I reach my 2 years of working I will try to apply for a loan I can avail with. I searched in the internet the type of loan I am eligible and based on what I have found out, I can loan with Pag iBig Multipurpose loan because you can now start applying for a loan once you have made 24 contributions. 

I asked for an application form directly from my HR department. I then filled out the necessary information so that they can already sign for it under employer's information. They also asked me to sign up the waiver for salary deduction for my monthly amortization once I will start paying. 

For the other requirements that I need to bring, these are the following:

- photocopy of the latest 1 month's payslip

- photocopy of 2 valid IDs 

- photocopy of 2 Valid IDs for the Cash Card

As for my case, since I just got married this year, I provided along with the requirements a photocopy of my Marriage Contract so it is really a good thing that I brought with me my Marriage Contract and other IDs. They also asked an ID where I have my married name on it. The only thing I have at that time is my Philhealth ID. It's a good thing they accepted it. 

I went to the Pag ibig branch which I prefer to go that is in Gaisano Capital South located in the heart of Colon St. Cebu City. The office is located in the fifth floor. When i arrived there there are people waiting for their number to be called in the big screen. As for me since I am pregnant I was given priority. I just went directly to either counter's, 1, 2, or 3 once it is already vacated. 

I handed all of my requirements to the teller. She asked me some questions like when I was married and when I did I start working. She also checked in the system If I am already eligible just to be sure. After that she prepared the cash card that is under Land Bank which signals that I am done with my application.

Wow! I can't imagine I finished my first loan and Pag ibig Multipurpose loan in just a few minutes. 

Oops! Before I forget, as for the releasing of the money, I just need to check the cash card 3-5 working days. 

That's a wrap! Until my next post bloggers! 

How to Get OEC or Overseas Employment Certificate Online

My father went on a vacation here in the Philippines twice. He works as an Overseas Filipino Worker or OFW in Singapore. First was on December 2014 for his 1 month vacation every year. Second was on June 2014 to attend a very special event of my life. 

During his first vacation, he asked me a favor  to get a Balik-Manggawa form directly in the POEA office here in Cebu which is a bit of a hassle because he has to fill it up and wait in line to get his OEC. I went there after my work. I just asked the security guard where to get it. My father then went there personally to process it. On the second time that he came home, he told me to do it online. I didn't quiet understand the process so I searched about it online. 

I was routed to this website:  https://www.bmonline.ph/

Technically, the process is to register on that website and set an appointment. You still have to go to the POEA office that is nearest to you but you don't have to line up and wait for your turn. The people working in the POEA will just verify your registration and ask you to pay to the cashier. After the verification process, you will be given a printout for the instructions wherein you need to log back in to the website and print it there. 

1. You need to register on the website and make sure you use an active email address.

Register

2. Go to the website of your email service provider and log in. You will have to confirm the registration by clicking on the link.

 

Confirm the registration

3. You need to complete your profile by clicking Edit and Save. You also need to upload a picture. Please take note on the type of picture you can use.

This is what your Profile looks like after providing the information.

4. Set an appointment. In doing this, you will be asked on your expected flight schedule. After that is to select the nearest POEA office and select the date and time you prefer (there are limited slots). Don't forget to print the OFW Info Sheet and bring it there together with the important documents. 

Click NEXT STEP to have this.

5. Print OEC by going to My Transactions. 

OEC.

Just a friendly reminder, please check your email because you will receive confirmation emails once you have set an appointment with reminders what to bring and once the OEC is approved. 

Updating Your Philhealth's Civil Status

We just recently got married to my boyfriend of 4 years long this June 2015. A lot of our relatives and friends to witness our wedding vow. Now that I am officially husband and wife, it is time to update our civil status. 

First stop, Philhealth. 

I chose Philhealth first because I think this would be the easiest and fastest I can transact with other than any agencies. But before anything else, I need to prepare the needed requirements. 

Things to bring are the following: 

1. a photocopy of Marriage Certificate 

2. fully accomplished Philhealth Member Registration form 

Together with my husband, we then went to the nearest Philhealth office in our place. Since I am from the South of Cebu we went to CarCar City because there is one there and the good thing is that there's no much queue in there the last time we went. It is just a 30-minute drive from my place. 

We were greeted by the security guard who accomodated us and gave us the form we need. my husband was also there to actually pay his premium payments since he is a voluntary member. The security guard advised us to just have my husband's philhealth deactivated and have him added as my dependent. So he also handed us a Deactivation Letter wherein my husband needs to fill up. 

Here are the steps: 

1. I registered my name in the Log book.

2. Got my priority number. 

3. When my number was called, I gave the requirements to the personnel.

4. Received my latest Member Data Record (MDR) and Philhealth ID.

Everything happened so fast which is less than 5 minutes. My husband was so happy to see that I am already carrying his last name as my last name. We went hope happy since we also didn't have to pay for his philhealth anymore. We saved money at the same time. 

Good is really, really good!

But wait, there's more to go! I still have SSS, BIR, COMELEC, DFA and etc. to change my information with. 'Till next time bloggers! I hope this helps. 

- MRS. T 😀

Lunch @ Lantaw Restaurant in Busay Cebu City

I have been longing to eat here in Lantaw in any of its branches. Since we were heading to Busay together with my boyfriend and her sister to hang out, I decided that we just eat in Lantaw when we get there. We originally wanted to ride a taxi cab but taxi drivers are refusing us so we just rode a "habal-habal" or motorcycle from JY Square Mall in Lahug. The travel was not bad even though it was already at noon. 

Once we where there, we were given for the menu and I am like really hungry when I saw the pictures of the food that we are about to eat. I want to to order everything but as you can see with the price we just have to pick which one. I will just try the other food the next time I will eat in Lantaw. 

We ordered sisig, lechon kawali and baked scallops. We were told by the waitress to wait for 20 minutes for the orders to be served but it really didn't that long and it was served. As for our juices, weopted into orange and pineapple. We also ordered four cups of rice. 

We just didn't come here for the food or the restaurant but also because of the view which is overlooking the city of Cebu. 

After eating, we just unwind and enjoyed the view.